Best Exchanges to Buy XRP in United States
Compare the best exchanges to buy XRP in the United States. See fees, USD payment methods, and platform features to find where to buy XRP.
Compare Platforms to Buy XRP in the United States
See which platforms let you buy XRP in the United States and compare fees, coin availability, and sign-up bonuses side by side.
Loading exchanges...
How to choose an exchange to buy XRP in the United States
Not every exchange in the United States lists XRP, and the ones that do can differ in fees, USD deposit options, and trading features. Here's how to find the right platform:
Compare exchanges that list XRP
Use the comparison table above to see which exchanges in the United States support XRP (XRP) trading with USD pairs.
Check XRP trading fees
Compare maker/taker fees, USD deposit costs, and any spreads that apply when buying XRP. Bank transfers are usually cheaper than card deposits.
Check security and trust
Look for exchanges with a strong CoinGecko trust score, regulatory compliance in United States, and features like cold storage and two-factor authentication.
Review USD deposit options
Make sure the exchange supports your preferred USD deposit method—bank transfer, debit card, or local payment options—so you can fund your account and buy XRP easily.
Consider your experience level
If you're new to XRP, a platform with a simple interface and responsive support may be best. More experienced traders may prefer exchanges with advanced charting and multiple order types.
Cheapest ways to buy XRP in the United States (2026)
Compare trading fees and costs across exchanges that support XRP in the United States. Fees shown are standard rates - many exchanges offer volume discounts or promotional offers.
No exchange fee data available.
Note: Trading fees shown are standard rates. Total costs also include payment processing fees (credit cards typically add 3-5%), withdrawal fees, and spreads. Many exchanges offer lower fees for high-volume traders or when using their native tokens.
Is it legal to buy XRP in United States?
Yes, buying XRP is legal in the United States through regulated exchanges. The US has a multi-agency regulatory framework—including the SEC, CFTC, FinCEN, and IRS—that oversees cryptocurrency trading. Exchanges offering XRP to US residents must comply with federal and state-level licensing requirements.
XRP exchange availability in United States
- •Not all exchanges in United States list XRP. Use the comparison table above to see which platforms support XRP (XRP) trading.
- •Exchange availability can differ based on your state, province, or local rules within United States.
- •Regulatory status and XRP availability can change. Always verify on the exchange's official website before signing up.
- •Consider tax obligations—buying, selling, or trading XRP may trigger capital gains obligations in United States. Consult a tax professional for guidance.
Best Payment Methods to Buy XRP in the United States
Compare payment methods available to buy XRP in the United States. ACH transfers offer the lowest fees, while debit cards provide faster deposits at a higher cost.
Use the comparison table above to see which exchanges in the United States support your preferred payment method for buying XRP.
How to buy XRP in the United States
Buying XRP in the United States is straightforward once you've chosen an exchange that supports XRP (XRP) and USD deposits. Here's what to expect:
Choose an exchange that lists XRP
Use the comparison table above to find exchanges in the United States that support XRP. Compare fees, USD deposit methods, and trust scores.
Create an account
Sign up on the exchange's website or mobile app. You'll need your email address, a strong password, and two-factor authentication for security.
Verify your identity
Complete KYC verification by uploading a government-issued ID (driver's license or passport accepted in the United States) and sometimes proof of address. This usually takes a few minutes to a few days.
Deposit USD
Link your bank account, debit card, or credit card and deposit USD. In the US, ACH transfers offer low fees, while debit cards are faster.
Buy XRP
Place your XRP order using a market order (buy at current price) or a limit order (set your preferred price). Review the total cost including trading fees and any spread before confirming.
Withdraw XRP to a wallet (optional)
For long-term holding, transfer your XRP to a personal wallet where you control the private keys. For active trading, keeping your XRP on the exchange may be more convenient.
Looking for a detailed guide? how to buy XRP in United States guide for a complete walkthrough.
FAQs About Buying XRP in United States
Learn more about buying XRP
Explore our guides and resources about XRP
How-to Guides
Step-by-step instructions for buying XRP
Learn About Crypto
Understand the fundamentals before you invest