NEAR is listed on Coinbase, Kraken, and Binance on the global platform, with Binance.US historically carrying it as well. Spot pairs against USD and USDT have the deepest books, and recurring buys are supported on Coinbase and Kraken for US residents who want to dollar-cost average. NEAR transaction fees on-chain are small, typically a fraction of a cent, so exchange withdrawal fees almost always exceed the actual network cost.
What makes NEAR different is the account model. Addresses can be human-readable names like alice.near, and new accounts require a small NEAR deposit to cover storage staking. If you withdraw to a brand-new named account that has never been funded, the transaction can fail because the account simply does not exist yet on-chain. Two workarounds exist: buy a named account through MyNearWallet or HERE Wallet first, or use the 64-character implicit account address that most exchanges default to. NEAR Wallet, MyNearWallet, and HERE Wallet are the three main self-custody options; Ledger support is available through the NEAR app.
Bridging is the sharp edge. The original Rainbow Bridge between NEAR and Ethereum was targeted in an incident in 2022, and funds sent through untrusted NEAR-Ethereum bridges have gone missing in the past. If you need to move value between NEAR and another chain, the safer route is withdrawing to a centralized exchange that supports both networks natively and bridging through the exchange rather than through a contract you do not recognize.
Before buying, confirm the ticker is NEAR rather than a wrapped variant like wNEAR on Aurora or Ethereum, check that the withdrawal network is NEAR mainnet and not Aurora, and keep a small NEAR balance for storage staking on future token receipts.